Legal Steps to Take If You Were Hit by a Car on Your Bike

Getting hit by a car while riding your bike is a traumatic experience. These accidents often result in serious injuries and many financial burdens. Knowing the steps to take can protect your rights and help ensure you can secure compensation. You deserve compensation for medical expenses, lost wages, bike, and property damage. Here are the steps you should take after being involved in a bike accident with a car. 

Get to Safety

One of the top priorities is to get to safety as soon as possible. You should move to the side of the road after getting hit by a car on your bike. Check for any signs of injuries and call 911 to seek emergency medical services. When the emergency responders arrive, make sure you get checked carefully and follow all advice given. 

Wait for the Police and File a Report

Even if the driver apologizes or offers to pay out-of-pocket for the damages, you need to file a police report. Most states allow victims up to 72 hours to file a police report after an accident. 

• Provide a clear and factual statement to the police when they arrive. 
• Get the officer’s name and badge number. 
• Find out how to get a copy of the police report. 

Police reports are vital for filing an insurance claim. If the police do not arrive at the scene, you can head to the nearest police station and file an accident report there. 

Gather Information and Evidence

The more details and evidence you can gather at the scene, the stronger your claim becomes. If you are physically able and it is safe to do so, you should take the following steps after a bike accident.

• Get the driver’s name, phone number, license plate, and insurance information. 
• Take photos of your bike, car, surrounding area, and injuries. 
• Gather witness names and phone numbers. 
• Take notes about the location, time, weather, and traffic conditions. 

Do Not Admit Fault

You should avoid apologizing or saying anything others may interpret as admitting fault. Even casual remarks, such as “I didn’t see you coming,” can make it seem like you are admitting fault. You should not give a recorded statement if the driver’s insurance company contacts you until you have legal assistance.

Get a Medical Evaluation

You should see a doctor even if you do not require emergency medical care. Some injuries, like concussions, may not be apparent right away. Injuries like whiplash and internal injuries may not show outward signs right away. 

• Follow your doctor’s treatment plan precisely. 
• Keep copies of all your medical records, prescriptions, bills, and receipts.
• Track your pain, emotions, and mobility issues after the accident. 

Consult a Professional

Getting help from an insurance advisor can guide you through the claims process and ensure a smooth process. An advocate works on your side to protect your rights and best interests. They can help you understand your insurance policy and entitlements. 

You should never settle for less than you deserve after a bike accident. It is essential not to accept the first offer given. Insurance adjusters will typically try to produce the lowest settlement offer they can get away with. You have the power to negotiate and should seek advocacy to help. Do not fear court proceedings if the negotiations stall or you are not treated fairly.